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WHEELS FOR WORK | NORTHEAST IOWA COMMUNITY ACTION CORPORATION

Wheels for Work is a car ownership program designed to help eligible families and individuals purchase an affordable and dependable vehicle. The program offers 0% interest loans to people who are working and meet eligibility requirements. The maximum loan amount is $6000 and monthly payments are $150. The car buyer must provide full coverage insurance on the vehicle for the length of the loan.

Physical Address

305 Montgomery Street, Decorah, IA 52101

Hours

Monday 8:00am - 4:30pm;Tuesday 8:00am - 4:30pm;Wednesday 8:00am - 4:30pm;Thursday 8:00am - 4:30pm;Friday 8:00am - 4:30pm

Application process

Call or walk in for an application or visit the website to download an application.

Fee

A 5% administration fee is required at the time of the loan (will not exceed $300) and the recipient may need to pay some of the tax, title, security, and licensing fees

Required documents

Application packet

Eligibility

Individuals with a household income of less than 200% of the federal poverty guidelines; must be employed and able to repay the loan; must have a valid driver's license; serves Allamakee, Bremer, Chickasaw, Clayton, Fayette, Howard, and WInneshiek Counties

Languages

Spanish;Hmong;French;Korean;Laotian;Thai;Somali;Provides Interpreter Services - General;Provides Interpreter Services - Spanish;Provides Interpreter Services - Hmong;American Sign Language

Service area

Howard County, Iowa Clayton County, Iowa Bremer County, Iowa Fayette County, Iowa Allamakee County, Iowa Winneshiek County, Iowa Chickasaw County, Iowa

Agency info

NORTHEAST IOWA COMMUNITY ACTION CORPORATION

Northeast Iowa Community Action Corporation (NEICAC) serves low-income individuals and families.