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PRE-PURCHASE HOMEOWNERSHIP COUNSELING AND EDUCATION | HOME INC.

Provides education and information for first time homeowners on the process of buying a home. Will also provide housing counseling services such as creating a plan to increase income, reduce debt, increase credit score, etc. Services include walking people through the process of buying a home, such as selecting a realtor, going through an inspection, selecting a loan, finding down payment assistance, going through closing documentation, etc. Households receive assistance in developing and implementing an individualized home purchase plan. Home buyer education available on-line for a fee. Home Inc. also offers properties for purchase and will help create financing options to enable low income families to purchase the completed homes.

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ACCESSLINE? | LEGAL AID OF NEBRASKA

Provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOUSING COUNSELING | MUSCATINE MUNICIPAL HOUSING AGENCY

Provides a full range of services including homeownership education, credit and financial counseling, rental education, etc.

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SECTION 8 HOUSING CHOICE VOUCHER PROGRAM | MENARD COUNTY HOUSING AUTHORITY

Provides and administers the Section 8 Housing Assistance Payments Program for existing housing. This program subsidizes the rent of eligible participants who live in approved, privately owned housing. This program requires application.

Offers the Family Self-Sufficiency (FSS) program which is a voluntary program designed to teach families how to utilize community resources in order to achieve independence and self-sufficiency through education and job training. All Housing Choice Voucher recipients are eligible to participate in the FSS program.

Offers Housing Counseling, Menard County Housing Authority serves as a HUD Approved Housing Counseling Agency. Offers pre- and post-purchase counseling, credit and budget assistance, credit reports, mortgage delinquency, renter's assistance, fair housing assistance, loss mitigation, and relocation assistance.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOUSING COUNSELING | HORIZONS A FAMILY SERVICE ALLIANCE

Offers Home Buyer Education Classes, Pre-Purchase Counseling, Foreclosure Prevention and Mitigation, Post Purchase Counseling and Home Maintenance.

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FIRST TIME HOMEBUYER PROGRAM | NEIGHBORWORKS LINCOLN

The Homeownership Program helps clients through the steps of the process by providing homebuyer education and potentially an assistance loan for down-payment, closing costs, and rehabilitation. The program begins with four classes where certified instructors detail the homebuying process.

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HOUSING AND CDBG PROGRAMS | AMES CITY OFFICES

Provides safe and affordable housing while enhancing the quality of life for economically challenged individuals. Also assists with housing discrimination complaints in the City of Ames and administers Community Development Block Grant Programs (CDBG).

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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LEGAL AID | LAND OF LINCOLN LEGAL AID

Offers to match the caller's legal problem with available resources, such as advice, extended representation, or referral. For most low-income applicants. Callers are screened for eligibility, and a determination is made whether eligible callers have a legal problem that falls within the priorities. If the caller's legal problem is eligible for review for extended services, the caller is referred to one of our five regional offices. If the callers are not eligible for referral to a regional office, attorneys provide the caller with immediate advice or quick access to other information and resources.

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ACCESSLINE? | LEGAL AID OF NEBRASKA

Provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

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HOUSING COUNSELING PROGRAM | EMBARRAS RIVER BASIN AGENCY (ERBA)

Provides housing counseling on the topics of pre-purchase home buyer education, budget and credit workshops and counseling, post-purchase counseling, repairs for homes, delinquency and foreclosure prevention counseling.

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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FINANCIAL EDUCATION SERVICES | HABITAT FOR HUMANITY OF CHAMPAIGN COUNTY

Offers a free education program that provides an unbiased comprehensive overview of the home purchase process to help homebuyers make smart, informed decisions. Participants receive a detailed reference manual. These classes are designed to prepare families for financial responsibilities of becoming homeowners, how to best maintain their homes, and acclimate into their new neighborhoods.

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ACCESSLINE? | LEGAL AID OF NEBRASKA

Provides free legal advice, brief service and representation to low-income people on areas such as: consumer law, family law, housing law, public benefits, disability benefits, employment/unemployment, public benefits, clearing a criminal history and educational rights.

After contacting one of the hotlines, cases may be referred to Legal Aid local offices for extended representation.

Private Attorney Involvement Program links clients to attorneys in their local area for free legal services in family law matters.

Taxpayer clinics educate low-income taxpayers about their tax rights and responsibilities and how to file for low-income tax credit.

Homeless Assistance Project (Douglas and Lancaster Counties) provides assistance with family law, child support modification, bankruptcy, license revocation, and disability claims.

Migrant Worker program provides civil legal services to migrant farm workers.

Housing counseling assists people who are homeless by making referrals and assessing their legal needs. Assists renters who are having problems getting things fixed, need help with landlord issues, or are facing eviction; work with HUD issues; assist home buyers or home owners with questions, etc.

Assists in the following areas, in addition to the programs already noted: Bankruptcy, Foreclosure, Landlord-Tenant, Utility Shutoffs, Public Benefits, Unemployment, Family Law (including Divorce, Custody/Visitation, Child Support, Domestic Abuse).

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HOMEBUYER EDUCATION: A PLACE OF YOUR OWN | IOWA STATE UNIVERSITY EXTENSION AND OUTREACH

Offers an educational course on home buying for those looking to become more knowledgeable in purchasing a new home. Lessons focus on preparing for home ownership, shopping for a home, securing a mortgage, closing the loan, and being a home owner. Upon completion of the lessons, individuals may earn a homebuyer's certificate to take to your local lender.

To earn a homebuyer's certificate, complete all six lessons and taking/passing the final test earns a homebuyer's certificate. Many home loan programs require completion of a homebuyer course to qualify for a loan. Participants may access the course any time of day from any computer with Internet access.

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CREDIT AND BUDGET COUNSELING SERVICES | CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS

Provides budget and debt counseling and education. Also offers HUD-approved Housing Counseling and education including: pre-purchase, mortgage default and foreclosure prevention, bankruptcy counseling and education and credit report review.

Debt Management Program (DMP) also available for clients to pay unsecured debt (credit cards and loans) at reduced interest and fees.

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